Finance calculator

Loan health calculator

Check your debt ratios and repayment load to understand financial headroom. Built for Sydney NSW borrowers and clients across Australia.

  • Debt-to-income and repayment ratios.
  • Credit utilization snapshot.
  • Quick health check before applying.

Loan Health Calculator

Check your debt ratios and repayment load to understand financial headroom.

Ratios are guides only. Leave optional fields blank if you are unsure.

Health snapshot

Enter your numbers to see your ratios.