We structure EV, prestige, and work vehicle loans for borrowers across Sydney and NSW. Every submission is positioned with clean statements, lender-ready documents, and a clear repayment story so you can drive sooner.
Every scenario is benchmarked against banks, specialists, and non-banks so we can prove why your deal deserves a sharper rate. Our desk checks policy, serviceability, and settlement requirements before you even test-drive.
We compare bank, credit union, and specialist EV lenders side by side, mapping repayments with and without balloons so you understand the real cost.
UBIT income, overtime, rideshare earnings, or novated salary packaging all have different rules. We translate your income story so the lender says yes.
The paperwork is staged so settlement hits as soon as you sign. Dealers, HR teams, and lenders all see one clean pack.
Use this cadence to keep everyone accountable. Most clients move from enquiry to settlement inside five business days.
Upload ID, payslips, ABN financials, and dealer quote. We confirm budget + structure.
Credit file review, servicing calculations, and lender shortlist issued.
Applications lodged with two lenders (primary + backup). Insurance referrals arranged.
Conditional approval, valuation checks, and settlement documents prepared.
Already have a dealer quote? Email it to info@newgenfinancebrokers.com and we will return the rate options before the salesperson calls again.
Send my car loan brief Need business equipment?Car lenders move quickly, but only when the file is watertight. We show affordability, stability, and intent so the assessor spends minutes approving you instead of hours asking for more documents.
We highlight surplus income, salary sacrifice amounts, and existing debts to prove the new repayment fits.
Each application includes a one-page snapshot so decision makers see the full position at a glance.
VIN checks, valuation ranges, warranty notes, and EV incentive triggers accompany the quote.
BID (Best Interest Duty) notes, credit quote disclosures, and NCCP forms are pre-signed.
Need help comparing bank vs broker rates? Read our rideshare & gig driver car finance guide for lender expectations, or jump onto a call with Joshua for a custom plan.
Call Joshua on 0451 414 800 or outline your scenario via the form on our contact section. Attach payslips, ABN financials, or a dealer quote if you have them. We reply within one business day with lender options, repayments, and a firm game plan.
Prefer to explore other lending lanes? Check the personal loan page or debt consolidation strategies, then return when you are ready to finance your next vehicle.
Start my car loan See all finance insightsWe model car loan rates and the car loan interest rate against fees, deposits, and asset age. A clean car loan comparison avoids surprises.
We can build scenarios beyond a car on loan calculator so the vehicle loan percentage is realistic for your income and term.
Yes. We support car loans canberra and car loans hobart applications via digital meetings and lender shortlists.
Need clarity fast? Call Joshua or lock a Calendly slot.
