Are you a first-time investor?
Understand LVR, LMI and capital growth triggers while setting up offsets and buffers correctly.
Portfolio strategy
Need an investment loan?
From your first investment property to multi-asset portfolios, we coordinate servicing, structure and product selection so your borrowing power is preserved for the next purchase.
What are the key takeaways (TL;DR)?
- Interest-only vs principal decisions guided by cash-flow modelling.
- Offset stacking, trust/company borrowers and tax-effective structures.
- Rental yield assessments and valuation prep that withstand scrutiny.
Which investor profile fits you?
Are you building a portfolio?
Sequence purchases, switch IO/PI at the right time and keep valuations ready for the next equity play.
Do you use an SMSF or trust?
Align trustee documentation, contributions and compliance calendars with lender expectations.
Are you a rentvestor?
Own investment property while renting lifestyle suburbs—structure ensures future owner-occupier plans stay intact.
How do we build credit confidence?
We summarise rental shading, add-back logic and negative gearing benefits for each lender.
Cash-flow tables show the impact of interest-rate changes and upcoming IO expiries.
Lenders see how you plan to deleverage or recycle equity, keeping risk committees comfortable.
We work with valuers and solicitors across Australia for metro or regional purchases.
Investor loan FAQs
How do investment loan rates compare?
Investment loan rates move differently to owner-occupier pricing, so we model offsets, buffers, and policy changes before locking a structure.
Do you help with loans for real estate investors?
Yes. We structure loans for real estate investors with clear cash flow notes and future acquisition pathways.