First-home buyers
We map deposits, grants, LMI exposure and repayment buffers so you bid with clarity and speed.
Owner-occupier lending
Home Loans
We orchestrate every step of your home loan—from first-home buyer grants to refinancing a growing household. Lender choice, structure and rate negotiations are mapped to how you plan to live, not just what you can borrow.
- Pre-approval coaching plus document concierge.
- Refinance and equity-release strategies built around offset and redraw efficiency.
- Construction + guarantor loans with staged funding control.
Home loan lanes
NewGen gives you one point of contact for every owner-occupier scenario.
Upgraders & relocations
Bridge timelines, handle contingent sales and manage valuations so the move is seamless.
Construction & reno
Progress payment schedules, builder paperwork and contingency buffers packaged for lenders.
Equity release
Tap existing equity for future investments or renovations while keeping cash-flow healthy.
What lenders see
We present your income, dependants and liabilities in the exact format each credit team prefers.
Scenario notes outline buffers, offset flows and rate strategy for the next 3+ years.
Comparable sales, renovation scope and purchase rationale are prepared before the valuer steps in.
We stay on call for solicitor, agent and lender questions until keys are collected.